Terms of Service

1. Acceptance of Terms

By accessing and using the Charity Is Life Society (CHIL) website, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. About Us

Charity Is Life Society (CHIL) is a youth-led charitable association registered with the Registrar General's Department of Ghana under Registration Number CG075512019, effective 9th May, 2019. We are based in Bibiani Anhwiaso Bekwai Municipality, Western North Region, Ghana.

3. Use of Website

You agree to use our website only for lawful purposes and in a way that does not:

• Infringe the rights of any third party
• Violate any applicable laws or regulations
• Interfere with the proper functioning of the website
• Attempt to gain unauthorized access to any part of the website
• Use the website to transmit harmful code or malware
• Misrepresent your identity or affiliation with any person or organization

4. Donations

When you make a donation to Charity Is Life Society:

• All donations are voluntary and non-refundable unless required by law
• We reserve the right to allocate donations to programs where they are most needed
• Donations are processed securely through our payment partners
• You confirm that you are authorized to use the payment method provided
• Tax receipts will be provided where applicable and requested
• Monthly recurring donations can be cancelled at any time by contacting us

5. Volunteer Services

By applying to volunteer with Charity Is Life Society:

• You confirm that all information provided in your application is accurate
• You agree to abide by our volunteer policies and code of conduct
• You understand that volunteer positions are subject to availability and approval
• You agree to maintain confidentiality regarding beneficiary information
• Either party may terminate the volunteer relationship at any time

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Charity Is Life Society or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written permission.

7. User Content

By submitting any content through our website (including contact forms, volunteer applications, and testimonials), you grant us a non-exclusive, royalty-free license to use, reproduce, and publish such content for our charitable purposes.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of these external sites. Accessing third-party links is at your own risk.

9. Disclaimer of Warranties

Our website and services are provided "as is" without any warranties, express or implied. We do not guarantee that the website will be error-free, uninterrupted, or free from harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, Charity Is Life Society shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

11. Indemnification

You agree to indemnify and hold harmless Charity Is Life Society, its officers, members, volunteers, and partners from any claims, damages, or expenses arising from your violation of these Terms of Service.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of Ghana. Any disputes shall be subject to the exclusive jurisdiction of the courts of Ghana.

13. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on our website. Your continued use of the website constitutes acceptance of the modified terms.

14. Contact Information

For any questions regarding these Terms of Service, please contact us: